Why students in Varanasi choose an FD card
Varanasi's university campus near Lanka and colleges across the city draw students from eastern UP, Bihar and beyond. Many live in rooms around Lanka and Assi and manage their own money for the first time. An FD-backed card gives them a card in their own name without income, and a CIBIL score that helps later.
Popular with students here: College Students and Small-Town Students.
How to get your card in Varanasi
- Enter your name and mobile in the form on this page.
- Finish registration on the page that opens, with PAN and Aadhaar.
- Open a ₹2,000 FD online.
- Get your card at your Varanasi address once the bank approves it.
Ready now? Fill in the form on this page and finish in one sitting. Check what you need first: the document checklist.
Student areas we help in Varanasi
Students apply from Lanka, Sigra, Bhelupur, Assi, Nadesar and Maldahiya, and every other part of Varanasi. The process is online, so you don't need to visit an office.
Build your credit score while you study
Use the card for small regular spends, keep usage under 30% of the limit and pay the full bill on time. That builds a score you can use later for an education loan, a bike loan or a rented flat. Read about building your CIBIL score as a student, or see cards for students new to credit.
Nearby student cities
We also help students in Prayagraj, Patna. See all student cities.
Frequently asked questions
I study near Lanka and my family is in Bihar. Can I apply?
Yes. You apply with your own PAN and Aadhaar, wherever your family lives.
Do I need a local address in Varanasi?
You can apply with the address on your Aadhaar. Ask our team if you want the card delivered to your hostel or PG address.
Do I need my parents' income documents?
No. The card is secured by your own FD, so no income documents are needed from you or your parents.
How long does it take?
Registration takes a few minutes. Approval and delivery depend on the bank, usually within a few working days.