Why students in Patna choose an FD card
Patna has one of India's largest groups of students preparing for government and competitive exams, around Musallahpur, Kankarbagh and Boring Road. With no income and no credit history, an FD-backed card is often the only card they can get.
Popular with students here: Coaching Students and Just Turned 18.
How to get your card in Patna
- Enter your name and mobile in the form on this page.
- Finish registration on the page that opens, with PAN and Aadhaar.
- Open a ₹2,000 FD online.
- Get your card at your Patna address once the bank approves it.
Check what you need first: eligibility and documents for students.
Student areas we help in Patna
Students apply from Boring Road, Kankarbagh, Musallahpur, Rajendra Nagar, Ashok Rajpath and Bailey Road, and every other part of Patna. The process is online, so you don't need to visit an office.
Build your credit score while you study
Use the card for small regular spends, keep usage under 30% of the limit and pay the full bill on time. That builds a score you can use later for an education loan, a bike loan or a rented flat. Read about growing your score from zero, or see a student credit card without CIBIL.
Nearby student cities
We also help students in Lucknow, Kolkata. See all student cities.
Frequently asked questions
Can students preparing for government exams in Patna apply?
Yes, if you are 18 or older with PAN and Aadhaar. No income is required.
Do I need a local address in Patna?
You can apply with the address on your Aadhaar. Ask our team if you want the card delivered to your hostel or PG address.
Do I need my parents' income documents?
No. The card is secured by your own FD, so no income documents are needed from you or your parents.
How long does it take?
Registration takes a few minutes. Approval and delivery depend on the bank, usually within a few working days.