Basic eligibility
| Requirement | Student FD card |
|---|---|
| Age | 18 years or above |
| Residency | Resident of India |
| Income | Not required |
| CIBIL score | Not required |
| KYC | Your own PAN and Aadhaar |
| Fixed deposit | ₹2,000 or more |
The bank may run its own checks and makes the final decision. Learn how the student FD card works.
Documents you need
- PAN card
- Aadhaar card with a linked mobile number (for OTP)
- A bank account or UPI to fund the FD
- A selfie or video KYC, if the bank asks for it
Full checklist: documents for a student credit card.
After you register
- The registration page opens straight after the form.
- You complete KYC and open the FD online.
- The bank reviews your application and issues the card.
- If you get stuck, our team can call or WhatsApp you on the number you entered.
Not sure which guide fits you?
- Never had a loan or card? See student card without CIBIL.
- Just turned 18? See credit card at 18.
- Want to plan your score? See build CIBIL as a student.
Frequently asked questions
Can I apply at 17?
No. You must be 18 or older. Read credit card at 18 in India to prepare.
Do I need a PAN card?
Yes. PAN is required for KYC. If you don't have one, apply online first.
Do I need my parents' documents?
No. You apply with your own PAN and Aadhaar.
Can I use my hostel address?
You apply with your Aadhaar address. Ask our team if you need delivery to a hostel or PG.