What we do
We are an independent sales partner for an FD-backed credit card. We explain how the card works, help students register, and publish simple guides on credit cards and CIBIL scores. We are not a bank and do not lend money. Approval, limits and fees are decided by the bank.
Our promise to students
- We always explain the ₹2,000 FD requirement clearly.
- We never ask for cash or "processing fees".
- We never promise guaranteed approval.
- We use your details only to help with your application. See our privacy policy.
How we write our guides
Our guides are written by our team, checked against bank and credit bureau information, and reviewed regularly. Read our editorial policy.