Why students in Mumbai choose an FD card
Mumbai's colleges in Vile Parle, Matunga, Andheri and Powai attract students from across India, many sharing rooms or living in hostels far from home. Life in the city is expensive and fast, and most students arrive with no credit history. A card backed by a small FD gives them a card in their own name and starts their CIBIL score early.
Popular with students here: College Students and Hostel & PG Students.
How to get your card in Mumbai
- Enter your name and mobile in the form on this page.
- Finish registration on the page that opens, with PAN and Aadhaar.
- Open a ₹2,000 FD online.
- Get your card at your Mumbai address once the bank approves it.
Ready now? Fill in the form on this page and finish in one sitting. Check what you need first: the document checklist.
Student areas we help in Mumbai
Students apply from Andheri, Vile Parle, Matunga, Dadar, Powai and Thane, and every other part of Mumbai. The process is online, so you don't need to visit an office.
Build your credit score while you study
Use the card for small regular spends, keep usage under 30% of the limit and pay the full bill on time. That builds a score you can use later for an education loan, a bike loan or a rented flat. Read about growing your score from zero, or see cards for students new to credit.
Nearby student cities
We also help students in Pune, Surat. See all student cities.
Frequently asked questions
I study in Mumbai but live in Thane or Navi Mumbai. Can I apply?
Yes. You can apply from anywhere in the Mumbai region with your Aadhaar address.
Do I need a local address in Mumbai?
You can apply with the address on your Aadhaar. Ask our team if you want the card delivered to your hostel or PG address.
Do I need my parents' income documents?
No. The card is secured by your own FD, so no income documents are needed from you or your parents.
How long does it take?
Registration takes a few minutes. Approval and delivery depend on the bank, usually within a few working days.