Why students in Chennai choose an FD card
Chennai has large engineering and arts colleges around Guindy, Tambaram and OMR, and many freshers join IT companies in the same area. Most start with no credit history, so an FD card is the easiest first card.
Popular with students here: College Students and Freshers.
How to get your card in Chennai
- Enter your name and mobile in the form on this page.
- Finish registration on the page that opens, with PAN and Aadhaar.
- Open a ₹2,000 FD online.
- Get your card at your Chennai address once the bank approves it.
Check what you need first: eligibility and documents for students.
Student areas we help in Chennai
Students apply from Guindy, Tambaram, Velachery, Anna Nagar, Porur and OMR, and every other part of Chennai. The process is online, so you don't need to visit an office.
Build your credit score while you study
Use the card for small regular spends, keep usage under 30% of the limit and pay the full bill on time. That builds a score you can use later for an education loan, a bike loan or a rented flat. Read about how to start your credit score, or see a student credit card without CIBIL.
Nearby student cities
We also help students in Bengaluru, Hyderabad, Kolkata. See all student cities.
Frequently asked questions
I'm in my final year in Chennai. Should I apply now or after my job?
Applying now gives you months of credit history before your first job, which helps you qualify for regular cards sooner.
Do I need a local address in Chennai?
You can apply with the address on your Aadhaar. Ask our team if you want the card delivered to your hostel or PG address.
Do I need my parents' income documents?
No. The card is secured by your own FD, so no income documents are needed from you or your parents.
How long does it take?
Registration takes a few minutes. Approval and delivery depend on the bank, usually within a few working days.