Why students in Chandigarh choose an FD card
Chandigarh's university campus around Sectors 14 and 15, along with colleges in Mohali and Kharar, draws students from Punjab, Haryana, Himachal and J&K. Many also prepare for government and banking exams in the city's coaching centres. Most have no income and no credit history, so an FD card is the easy first card.
Popular with students here: College Students and Coaching Students.
How to get your card in Chandigarh
- Enter your name and mobile in the form on this page.
- Finish registration on the page that opens, with PAN and Aadhaar.
- Open a ₹2,000 FD online.
- Get your card at your Chandigarh address once the bank approves it.
Ready now? Fill in the form on this page and finish in one sitting. Check what you need first: student card eligibility.
Student areas we help in Chandigarh
Students apply from Sector 14, Sector 15, Sector 17, Mohali, Kharar and Zirakpur, and every other part of Chandigarh. The process is online, so you don't need to visit an office.
Build your credit score while you study
Use the card for small regular spends, keep usage under 30% of the limit and pay the full bill on time. That builds a score you can use later for an education loan, a bike loan or a rented flat. Read about a step-by-step CIBIL plan, or see your first card with no credit history.
Nearby student cities
We also help students in Delhi, Dehradun. See all student cities.
Frequently asked questions
I study in Mohali or Kharar. Can I apply?
Yes. You can apply from anywhere in the Chandigarh tricity area.
Do I need a local address in Chandigarh?
You can apply with the address on your Aadhaar. Ask our team if you want the card delivered to your hostel or PG address.
Do I need my parents' income documents?
No. The card is secured by your own FD, so no income documents are needed from you or your parents.
How long does it take?
Registration takes a few minutes. Approval and delivery depend on the bank, usually within a few working days.